Finance and Economics；New rivers of gold;Remittances from unlikely places are helping poor countries in the downturn;
财经；新的资金流向；意外的汇款在经济低迷时帮助贫困国家；

In tapachula, a furnace of a city in southern Mexico, people line up inside an air-conditioned branch of Banco Azteca to process their remittances. Last year Mexicans received an estimated $24 billion from friends and family working abroad, mainly in the United States, with which Mexico forms the world's busiest remittance corridor (see map). But a closer look at the Tapachulan queue shows how the remittance business is changing. Many are not Mexicans receiving cash from America, but migrant workers sending it back home to Guatemala or Honduras. “Very similar to what happens at the other border,” observes Jorge Luis Valdivieso, the bank's regional administrator, referring to Mexico's better-known northern frontier.
他伯拉在墨西哥南部一个火炉区域，这里的大部分人阿紫别克银行的一个有空调的房间内排队处理他们的汇款。去年墨西哥人从海外朋友和家人那里得到大约240亿美元，大部分来自美国，为此墨西哥成了世界上最防盲的汇款渠道（如地图）。但是近距离观察塔帕丘拉的长队发现汇款业务怎么变化。大部分不是墨西哥人从美国得到现金，而是移民工人汇回他们的家乡危地马拉和洪都拉斯。“这与另一边的边境发生的情况很相似，”Jorge Luis Valdivieso说，这个银行的区域行政长官，指的是墨西哥著名的北部边境地区。

The value of remittances to poor countries is enormous. Since 1996 they have been worth more than all overseas-development aid, and for most of the past decade more than private debt and portfolio equity inflows. In 2011 remittances to poor countries totalled $372 billion, according to the World Bank (total remittances, including to the rich world, came to $501 billion). That is not far off the total amount of foreign direct investment that flowed to poor countries. Given that cash is ferried home stuffed into socks as well as by wire transfer, the real total could be 50% higher.
这些汇款的价值对于贫穷国家来说是巨大的。自从1996年其价值已经超过了所有的海外发展救助资金，并且对于过去的十年来说其价值超过了私人债券和股票的流入。在2011年汇向贫穷国家的总额已经达到3720亿美元，根据世界银行的统计（总汇款，包括流向富裕国家的，已经达到5010亿美元）。这与流向贫穷国家的总的外资直接投资相差不远。这些钱可能通过装在袜子里偷渡回家或通过电汇到家，真实总额可能要高出50%。

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