Conversation Two
W: Good morning. (5) I would like to apply for a credit card. A MasterCard interests me the most, I think.
M: Alright. Please have a seat. We can get started on the application. Are you currently working? You know, the bank needs to know that you will be able to pay back your credit card.
W: OK, I understand now. Yes, I do have a job.
M: How long have you been doing your current job? And what is your gross monthly income?
W: I have been working with this company for two years. I make $2,500 a month before taxes.
M: Do you rent or own your home?
W: I rent an apartment.
M: What is the amount you pay for rent every month?
W: (6) I pay $800 a month in rent.
M: Now I am going to check your credit report to find your credit score. We use your credit score to determine how reliable you have been in the past.
W: Oh, so you want to know if I am good about paying my debts.
M: Exactly, and it looks like you have a credit score of 700. That is to say, you can get a MasterCard today, and because your score is high, we can also give you a low interest rate.
W: How will the interest rate affect my credit card?
M: (7) The lower your interest rate, the less you will have to pay back the bank.
W: Very good! Is there anything else for me to do?
M: (8) Just sign this form and you will receive your MasterCard in a few days.
5. What is the woman doing at the bank?
6. What do we know about the woman from the conversation?
7. How will the interest rate affect the credit card?
8. What does the man ask the woman to do at the end of the conversation?
对话二
女:上午好,我想要申请一张信用卡
男:好的 。请坐 。我们可以先填写申请表格 。你现在是在职状态吗?你是知道的,银行需要确保你有偿还信用卡的能力 。
女:好的,我现在知道了 。是,我现在在职 。
男:你做现在工作多久了?你的月总收入是多少?
女:我在现在的公司两年了 。我每个月税前工资2500美元 。
男:你是租房住还是有自己的房子?
女:我是租公寓住的 。
男:你每个月房租是多少?
女:我公寓的月租是800美元 。
男:现在我要通过你的信用报告查一下你的信用积分 。我们通过信用积分来确定你以前的信誉度 。
女:哦,也就是说你们想要知道我的偿还能力如何 。
男:没错 。你的信用积分好像是700 。也就是说,你今天就可以申请到一张万事达卡 。而且,由于你的积分很高,你将可以享受低利率 。
女:利率对我的信用卡有什么影响?
男:利率越低,对银行的还款越少 。
女:很好!还有什么事情需要我做吗?
男:在这张表上签字,过几天就能收到你的万事达信用卡了 。
译文属可可原创,仅供学习和交流使用,未经允许不得转载