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Emma: So how often do I make payments for the insurance policies?
艾玛：保险单要每隔多久付一次钱呢？
Kevin: Well, you can choose every month, six-month, or annually.
凯文：你可以选择月付、半年付，或者年付。
Emma: If I choose to pay annually, then I receive some sort of discount, is that correct?
艾玛：如果我选择年付，我就会享受到某种折扣，对吗？
Kevin: Yes, it is. Six-month is a 12% discount each month from the monthly fee, while annually, you would save a total of 18%.
凯文：对，是这样的。半年付的话，可以享受到每个月的费用为月付费8.8折的优惠，而年付则可以节省总额的18%。
Emma: Well, I'm purchasing multiple insurance policies. I want to pay every six months, but is it possible to stagger the payment dates?
艾玛：好吧，我购买了多种保险。我想半年付，不过这些保险单的支付时间能否错开呢？
Kevin: Sure, that won't be a problem.
凯文：可以，这不成问题。
Emma: Great. So if I stagger them, I'll be making a payment every three months and still receive the discount.
艾玛：太好了。那如果把时间错开，我每三个月就付一次钱，但还是有折扣的。
Kevin: Exactly.
凯文：没错。
