Personal finance is an increasingly complex world. There are more ways to invest money, more ways to save it -- and more ways to lose it. Yet many people are more strangers to this world than they might like to admit.

In the United States, there are growing calls to do more to help young people learn skills in financial literacy. Some efforts begin in high school. But more and more information is available on the Internet, not only for young people but also for adults. The goal is to teach about budgeting, saving, investing and using money.