可可电台，每期节目一话题，让英语磨练耳朵的同时学到更多有益的小知识，丰富知识的同时受益于生活。

人生忠告

Save more money.

多存钱

Retirement is no joke, as you'll learn by 50. As youstare at the bleak reality of your 401K, you might find yourself counting everynickel and dime you wasted on frivolous expenses.

到了50岁，你就会发现退休这件事真的不是玩笑。在了解了退休计划的惨痛事实后，你可能会意识到过去无意中浪费掉的每一分钱都是种奢侈。

So pack your lunch, find street parking (or take the bus) and remember that a penny saved is a penny earned, as cheesy as it sounds.

所以从现在开始自带午餐吧，将车停泊在街边停车位，或者改乘公交车。这虽然听起来很俗气，但记住：省钱就是赚钱。

Re-think a college major.

慎重考虑大学专业

A few readers mentioned how they wish they'd re-considered their choice of college major, or even thought twice before dropping out.

有几位读者提到，他们真希望能够重新选择大学专业，而且退学前一定要三思。

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