Step Five: Identify Wasted Money
As you survey your spending patterns, Lawrence predicts that more than a few expenses will make you ask, "Did I really need this?" Occasional coffees, bottled water, and unread newspapers make up what Bach calls your "latte factor." Assess the small ways you're throwing away cash on little things — and make that the first place you look for money to kick-start your "spend less, save more" financial plan.
减少浪费的钱
花费每一笔钱的时候,首先问问自己:“这个我真的非买不可么?”