AIG agreed to pay $960m to resolve a shareholder lawsuit that had demanded compensation – potentially exceeding $100bn – for the collapse in the insurance group’s value when it was bailed out by the US government in 2008.
美国国际集团(AIG)已同意支付9.6亿美元,就一起股东索赔案达成和解。这起诉讼案的索赔金额可能超过1000亿美元,索赔的原因是:2008年该公司被美国政府纾困时,股东曾因AIG市值大幅缩水而蒙受损失。
The class action suit was filed in 2008, shortly after AIG was rescued by the US Treasury and Federal Reserve as it racked up huge losses on insurance written on plunging mortgage securities.
2008年,就在这一集体诉讼提出之前不久,AIG曾因积累了巨额亏损而被美国财政部(Treasury) 和美联储(Fed)纾困。当时,AIG承保的抵押贷款证券价值一落千丈。
Shareholders led by the state of Michigan claimed they “suffered tens of billions of dollars of losses, at the least, based on false and materially misleading statements that AIG, certain of its executives, directors, underwriters and outside auditor made concerning the company’s financial results, business operations and condition”.
以密歇根州为首的AIG股东声称,他们“因有关AIG的虚假声明和具有极大误导性的声明而蒙受了至少数百亿美元的损失。这些围绕AIG财政业绩、业务运营和企业状况的声明正是来自AIG某些主管、董事、保险商及外部审计人员”。
AIG paid $960m to avoid the risk that the lawsuit would be successful and the company would be sunk again by bills that it could not pay. During the crisis it was collateral calls from banks such as Goldman Sachs that led to the company’s giant $180bn bailout.
AIG支付9.6亿美元,是为了避免这一诉讼可能会胜诉的风险,那将会导致AIG因为面临无法支付的罚单而再次濒临破产。金融危机期间,正是来自高盛(Goldman Sachs)这类银行的追加抵押通知导致AIG不得不接受1800亿美元的巨额纾困。
It is one of the biggest payouts of its type. Bank of America, another of the top bailouts of the financial crisis, paid $2.4bn in 2012 to settle a shareholder lawsuit, which argued the company concealed information about the financial health of Merrill Lynch, the securities group it bought in 2008.
在同类支出中,AIG支付的和解金额是规模最大的之一。2012年,曾在金融危机中接受最大规模纾困的另一家银行美国银行(Bank of America)曾支付24亿美元,就一起股东诉讼案达成和解。当时,美国银行的股东声称,该行在2008年收购证券集团美林证券(Merrill Lynch)时,隐瞒了后者的财政健康状况信息。
“We are pleased to resolve this longstanding dispute,” said AIG. “The resolution of this and other legacy financial crisis related matters better enables us to focus on AIG’s future.”
AIG表示,“我们很高兴能解决这一旷日持久的争端。这个问题及其他金融危机遗留问题相关事务的解决,将令我们能更好地把精力集中于AIG的未来上。”
The company has separately reached settlements with a string of banks, which it claimed bore responsibility for the toxic subprime securities which they sold and had insured by AIG.
目前,AIG已另行与一系列银行达成和解。此前该公司曾声称,这些银行对它们销售并让AIG承保的有毒次级证券负有责任。
However, not all its legal issues are over. A handful of individual investors, including the Kuwait Investment Authority, have sued the insurer and may choose to pursue their separate litigation.
不过,该公司并不是所有法律问题都已得到解决。包括科威特投资局(Kuwait Investment Authority)在内的几家个人投资者已向这家保险公司发起诉讼,他们可能会选择继续自行诉讼。