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A: Credit Services, how can I help you?
这里是信贷业务部，我能如何为您效劳？
B: I'd like to apply for a credit card with you.
我想申请在你们这里申请信用卡。
A: Would that be our standard card, our gold card, or our platinum card?
您要申请我们的标准卡、金卡，还是铂金卡呢？
B: Oh,I'm not sure. What's the difference?
哦，我不太确定。它们有什么区别吗？
A: Well'the standard card has a lower credit limit, that's 20,000 RMB, whereas with the platinum card you can have a credit limit of 80,000 RMB.
嗯，标准卡的信用额度较低，为20000元，而持有铂金卡的话，您可以有80000元的信用额度。
B: Why such a big difference?
为什么有这么大的差别呢？
A: It's all about credit rating and salary. If your credit rating and your salary are high enough, we can offer you the platinum card.
这与信用等级和薪水有关。如果您的信用等级和您的工资足够高的话，我们可以为您办理铂金卡。
B: My salary is pretty high and I've never had a problem with my credit rating in the past. Are there any perks of the platinum card?
我的薪水很高，而且以前我的信用评级从来没有出过问题。铂金卡是 否还有什么额外的优惠吗？
A: Yes,we have contracts with various luxury shops and health clubs, where if you use the card to purchase items from them, you can get some healthy discounts.
是的，我们与各种奢侈品店和健身俱乐部签有协议，如果您在这些地方使用信用卡购物的话，您就可以获得一些很高的折扣。
B: That's great;my health club membership is about to expire.
太好了，我的健身俱乐部会员资格下个月就该续约了。
