Develop a system for finances that works for both of you. In order to put your financial plan into action, you’ll need to figure out how you’re going to pay your bills, pay debt, deposit into savings, have money for various spending needs (like gas and groceries and eating out), and so forth. Someone will have to take responsibility for each part of the system (it’s better if you’re both involved, but you should find what works best for you as a couple). One person might go to the bank while the other updates your financial program (like Quicken or Money) or your checking register to make sure you’re in balance, for example.
4. 拟定一个对两者都有益的消费机制。

为了执行你们的金融计划，你们得明白如何去缴费，偿还债务，存钱，和准备日常生活开支（汽油费，生活用品费用，外出就餐费用）等等。这就涉及到谁来负责消费机制中的某一项目了（最好两个人都能分担，但你们得找到你们都能受益的最佳方法）。比如，其中一个人去银行，而另一个更新你们的机制（象点对点一样），或是确认你们的收支是否处于平衡状态。

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