to earn extra cash even when full-time jobs and extra shifts aren't an option. They include taking in boarders, starting a small business and getting paid for your opinion. Some of this work provides only a free meal and $10 fee but others, such as tutoring or selling Grandma's diamond broach, could be quite lucrative。

　　幸运的是，即便是不能全职工作和加班，想要多赚些钱还是有很多方法的：比如说，为寄宿学校的学生提供住宿、经营小本生意以及用你的观点来赚钱。有些这样的工作只能获得一顿免费午餐和10美元的收入，但还有些却可能赚取不菲的收入，比如说做家教或者出售奶奶戴过的钻石胸针。

　　The key, according to Gail Cunningham, a spokeswoman for the National Foundation for Credit Counseling, is to 'find your skill or what you think would be fun to do.' She says, for example, someone with computer skills may want to teach a class, install computers or create Web sites。

　　全国信贷咨询基金会 (National Foundation for Credit Counseling)的发言人盖尔•坎宁安(Gail Cunningham)表示，关键在于"发现自己的专长或者找到自己兴趣点所在。"她表示，比如说，有电脑技能的人或许希望能够授课、安装电脑或者创建网站。

　　Think about what are people willing to pay for, says Ms. Cunningham. 'Who do you know and how can you leverage existing relationships. For example, does your dentist need someone to clean the office or does your accountant need someone to cater the Christmas party?

　　"想想人们愿意出钱做的事情，"坎宁安说。"你认识谁，你如何利用现有的关系。"比如说，你的牙医是否需要有人来打扫办公室，或者，你的会计师是否需要找人来为圣诞节晚会准备食物？