1.tightwads n. 吝啬鬼
You can never make a tightwad spend his money freely.
你不可能动到他的钱,因为他很小气。
2.thrifty adj. 节俭的;节约的
Be thrifty and hardworking in whatever undertaking you are to start on.
办任何事都要勤俭。
3.withdraw vt. (从银行) 取 (钱)
Open a savings account that does not charge ridiculous fees to withdraw money...
开一个取款时不会乱收费的储蓄账户。
4.penalty n. 惩罚;刑罚