3. They pay credit balances and maintain good credit.
3. 他们付卡帐并且有良好信用。
Being financially happy starts with being financially responsible. These individuals understand the dangers of credit cards and the importance of good credit. They may only use a credit card when absolutely necessary and pay off the balance each month. Their habit of timely payments and only buying what they can afford contributes to low debt and a higher credit score.
财务状况良好始于对其负责。这些人了解信用卡的风险和信用良好的重要性。他们可能只在非常必要的时候用信用卡,并且每个月付清欠费。及时付款和只买付得起的东西的习惯让他们有低债务和高信用。
adj. 冲动的,任性的 n. (引起冲动的)原因