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And it may not work in your area. The market conditions may be different.
当然，你所在的地区这些做法可能行不通，市场状况也会有所不同。
But the example illustrates how a simple financial process can create hundreds of thousands of dollars, with little money and low risk.
然而，我只是想通过这个例子说明，仅用很少的资金，冒很小的风险，再通过一个简单的财务运作过程就可以创造出几百几千万美元的财富。
It is an example of money being only an agreement. Anyone with a high school education can do it.
这一例子也说明了金钱仅仅是一纸协议而已，任何具有高中文化的人都能做到这一点。
Yet most people won't. Most people listen to the standard advice of "Work hard and save money."
然而，大部分人却没有这么做，这是因为他们都信奉“辛苦工作，努力存钱”的教条。
For about 30 hours of work, approximately $190,000 was created in the asset column, and no taxes were paid.
只花大约30个小时工作，资产项就增加了19万美元，而且不用支付1美分的税款。
Now you may understand why I silently shake my head when I hear parents say,
现在你会明白，为什么每当我听见父母们说“我的孩子在学校受到良好的教育，学习很棒”时，
"My child is doing well in school and receiving a good education." It may be good, but is it adequate?
我总是会默默摇头，这种教育也许的确很好，但是这就足够了吗？
I know the above investment strategy is a small one. It is used to illustrate how small can grow into big.
我前面所说的只是小型的投资策略，只能用来说明如何把小钱变成大钱。
My success reflects the importance of a strong financial foundation, which starts with a strong financial education.
另外，我的成功经历也反映了拥有财务知识是多么重要，而打好财务知识坚实的基础又是从接受扎实的财商教育开始的。
Financial intelligence is made up of these four main technical skills:
财商是由这4项主要技能组成的：
1. Financial literacy, the ability to read numbers.
1．财务知识。即阅读理解数字的能力。
2. Investment strategies, the science of money making money.
2．投资策略。即以钱生钱的科学。
3. The market, supply and demand. Alexander Graham Bell gave the market what it wanted. So did Bill Gates.
3．市场、供给与需求。贝尔提供了市场所需要的东西。比尔?盖茨也是如此。
A $75,000 house offered for $60,000 that cost $20,000 was also the result of seizing an opportunity created by the market.
用2万美元买了一套值7.5万美元的房子，以6万美元的价格卖出，也就是抓住了市场所创造的机会。
Somebody was buying, and someone was selling.
在市场上，总是有买方，就有卖方。
4. The law, the awareness of accounting, corporate, state national rules and regulations.
4．法律规章。要熟悉有关会计、公司方面的法律以及各州和国家的法规。
