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3. Watch and Establish Credit.
3. 留心信用情况并建立信用Get an individual credit card if you don't have one already, and consider freezing joint credit cards.
如果你还没有个人信用卡，那么现在就去办一张，并考虑冻结联合信用卡。
Obtain a credit report for yourself, says Anthony Ogorek, a financial planner in Williamsville, N.Y. A credit report will detail balances outstanding as well as open and closed lines of credit.
'This can be critical in the event a spouse tries to retaliate by running up credit balances,' he says.
他说，如果配偶企图通过刷爆信用卡来报复你，那么这一步就显得至关重要。
It can also determine if your spouse has opened accounts you are unaware of, says Bonnie Sewell, a financial planner in Leesburg, Va. You can obtain a copy of your report free at AnnualCreditReport.com.
弗吉尼亚州利斯堡(Leesburg)理财规划师Bonnie Sewell称，如果你的配偶开设了你不知道的账户，那你可以在AnnualCreditReport.com这个网站免费获得信用报告的副本。
